DETERMINISTIC RECOVERY ENGINE ACTIVE

UPI Transaction Status Recovery

Real-time status uncertainty resolution across Remitter Banks, NPCI Switch, Beneficiary Banks, and Merchant POS. Multi-source evidence evaluation strictly prevents accidental double debits.

Showing 13 of 13 synthetic transactions
Transaction & UTRCounterpartyTypeAmountStatus & Recovery StateSafety GuidanceActions
SYNTH-TX-101
UTR: 908234120911
14 mins ago • 01 Oct 2026, 01:45 pm
Blue Tokai Coffee [SYNTHETIC]
bluetokai@okhdfcbank
HDFC Bank → ICICI Bank
P2M (Merchant)
₹340
Bank debited
Settled (Success)

Payment Successful

DO NOT RETRY
View Receipt
SYNTH-TX-102
UTR: 908234120912
29 mins ago • 01 Oct 2026, 01:30 pm
Rahul Sharma (P2P) [SYNTHETIC]
rahul.s@oksbi
State Bank of India → Axis Bank
P2P (Personal)
₹2,500
Bank debited
Settled (Success)

Payment Successful

DO NOT RETRY
View Receipt
SYNTH-TX-103
UTR: 908234120913
7 mins ago • 01 Oct 2026, 01:52 pm
Kaveri Supermarket [SYNTHETIC]
kaveristore@icici
Kotak Mahindra Bank → HDFC Bank
P2M (Merchant)
₹1,420
Bank debited
Credited • POS Delayed

Money Credited to Merchant - Soundbox/POS Delayed

DO NOT RETRY
Show 12-Digit UTR to Merchant
SYNTH-TX-104
UTR: 908234120914
3 mins ago • 01 Oct 2026, 01:56 pm
Swiggy Food [SYNTHETIC]
swiggyorders@yesbank
ICICI Bank → Yes Bank
P2M (Merchant)
₹680
Bank debited
In-Flight • Settling

Payment Accepted by Switch - Settling with Payee Bank

DO NOT RETRY
Wait for Payee Bank Confirmation
SYNTH-TX-105
UTR: 908234120915
5 mins ago • 01 Oct 2026, 01:54 pm
Zomato Dining [SYNTHETIC]
zomatodine@hdfcbank
HDFC Bank → Axis Bank
P2M (Merchant)
₹2,800
Bank debited
Debited • In-Flight

Money Debited - Banking Network Reconciling

DO NOT RETRY
Do Not Pay Again - Network Sync In Progress
SYNTH-TX-106
UTR: 908234120916
4 mins ago • 01 Oct 2026, 01:55 pm
Sunil Kumar (Rent) [SYNTHETIC]
sunil.landlord@sbi
State Bank of India → Canara Bank
P2P (Personal)
₹18,000
Bank debited
Debited • In-Flight

Money Debited - Banking Network Reconciling

DO NOT RETRY
Do Not Pay Again - Network Sync In Progress
SYNTH-TX-107
UTR: 908234120917
34 mins ago • 01 Oct 2026, 01:25 pm
Croma Electronics [SYNTHETIC]
croma.retail@hdfcbank
Axis Bank → HDFC Bank
P2M (Merchant)
₹8,499
Bank debited
Debited • Timeout Hold

Settlement Window Exceeded - Formal Action Required

DO NOT RETRY
File Bank Dispute / Auto-Reversal Claim
SYNTH-TX-108
UTR: 908234120918
49 mins ago • 01 Oct 2026, 01:10 pm
Priya Verma (P2P) [SYNTHETIC]
priya.v@icici
HDFC Bank → ICICI Bank
P2P (Personal)
₹4,000
Bank debited
Debited • Timeout Hold

Settlement Window Exceeded - Formal Action Required

DO NOT RETRY
File Bank Dispute / Auto-Reversal Claim
SYNTH-TX-109
UTR: 908234120919
19 mins ago • 01 Oct 2026, 01:40 pm
Indian Oil Fuel [SYNTHETIC]
indianoil.pump@sbi
Punjab National Bank → State Bank of India
P2M (Merchant)
₹2,100
Bank debited
Auto-Reversal In Progress

Payment Failed - Auto-Reversal Initiated

DO NOT RETRY
Track Refund to Bank Account
SYNTH-TX-110
UTR: 908234120920
9 mins ago • 01 Oct 2026, 01:50 pm
Uber Rides [SYNTHETIC]
uber.india@hdfcbank
ICICI Bank → HDFC Bank
P2M (Merchant)
₹350
Not debited
Failed (No Debit)

Payment Failed - No Money Deducted

Safe to Retry
Safe to Retry Payment
SYNTH-TX-111
UTR: 908234120921
17 mins ago • 01 Oct 2026, 01:42 pm
Vikram Mehta (Splitwise) [SYNTHETIC]
vikram.m@paytm
State Bank of India → Paytm Payments Bank
P2P (Personal)
₹550
Not debited
Failed (No Debit)

Payment Failed - No Money Deducted

Safe to Retry
Safe to Retry Payment
SYNTH-TX-112
UTR: 908234120922
21 mins ago • 01 Oct 2026, 01:38 pm
Reliance Digital [SYNTHETIC]
reliancedigital@icici
HDFC Bank → ICICI Bank
P2M (Merchant)
₹14,999
Bank debited
Telemetry Contradiction

Conflicting Bank Responses Detected

DO NOT RETRY
Do Not Pay Again - Safe Freeze
SYNTH-TX-113
UTR: 908234120923
1 min ago • 01 Oct 2026, 01:58 pm
Metro Card Recharge [SYNTHETIC]
delhimetro@dmrc
Unknown Remitter → DMRC Bank
P2M (Merchant)
₹200
Debit unknown
Status Indeterminate

Transaction Status Indeterminate

DO NOT RETRY
Do Not Pay Again - Check Bank Passbook